MiCA Articles — Regulation (EU) 2023/1114

All articles of Regulation (EU) 2023/1114 — verbatim text and titles from EUR-Lex, one page per article, with the official CELEX version, last-checked date, and source link on every page.

SOURCE: REGULATION (EU) 2023/1114, CONSOLIDATED 9 JANUARY 2024 ↗

In force Consolidated version of 9 January 2024 Last checked 19 Oct 2026

Search the corpus

Search across the MiCA articles, the glossary definitions, and the plain-language guides. Every result links to its permanent page with the official EUR-Lex source.

Title I — Subject matter, scope and definitions

Articles 1–3.

Art.	Title (from EUR-Lex)	Guide	Verified
1	Subject matter	Guide ↗	✓
2	Scope	Guide ↗	✓
3	Definitions	Guide ↗	✓

Title II — Crypto-assets other than asset-referenced tokens or e-money tokens

Articles 4–15.

Art.	Title (from EUR-Lex)	Guide	Verified
4	Offers to the public of crypto-assets other than asset-referenced tokens or e-money tokens	—	✓
5	Admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens	—	✓
6	Content and form of the crypto-asset white paper	—	✓
7	Marketing communications	—	✓
8	Notification of the crypto-asset white paper and of the marketing communications	—	✓
9	Publication of the crypto-asset white paper and of the marketing communications	—	✓
10	Result of the offer to the public and safeguarding arrangements	—	✓
11	Rights of offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens	—	✓
12	Modification of published crypto-asset white papers and of published marketing communications	—	✓
13	Right of withdrawal	—	✓
14	Obligations of offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens	—	✓
15	Liability for the information given in a crypto-asset white paper	—	✓

Title III — Asset-referenced tokens

Articles 16–47.

Chapter 1

Art.	Title (from EUR-Lex)	Guide	Verified
16	Authorisation	—	✓
17	Requirements for credit institutions	—	✓
18	Application for authorisation	Guide ↗	✓
19	Content and form of the crypto-asset white paper for asset-referenced tokens	—	✓
20	Assessment of the application for authorisation	Guide ↗	✓
21	Grant or refusal of the authorisation	—	✓
22	Reporting on asset-referenced tokens	—	✓
23	Restrictions on the issuance of asset-referenced tokens used widely as a means of exchange	—	✓
24	Withdrawal of the authorisation	—	✓
25	Modification of published crypto-asset white papers for asset-referenced tokens	—	✓
26	Liability of issuers of asset-referenced tokens for the information given in a crypto-asset white paper	—	✓

Chapter 2

Art.	Title (from EUR-Lex)	Guide	Verified
27	Obligation to act honestly, fairly and professionally in the best interest of the holders of asset-referenced tokens	—	✓
28	Publication of the crypto-asset white paper	—	✓
29	Marketing communications	—	✓
30	Ongoing information to holders of asset-referenced tokens	—	✓
31	Complaints-handling procedures	—	✓
32	Identification, prevention, management and disclosure of conflicts of interest	—	✓
33	Notification of changes to management body	—	✓
34	Governance arrangements	—	✓
35	Own funds requirements	—	✓

Chapter 3

Art.	Title (from EUR-Lex)	Guide	Verified
36	Obligation to have a reserve of assets, and composition and management of such reserve of assets	—	✓
37	Custody of reserve assets	—	✓
38	Investment of the reserve of assets	—	✓
39	Right of redemption	—	✓
40	Prohibition of granting interest	—	✓

Chapter 4

Art.	Title (from EUR-Lex)	Guide	Verified
41	Assessment of proposed acquisitions of issuers of asset-referenced tokens	—	✓
42	Content of the assessment of proposed acquisitions of issuers of asset-referenced tokens	—	✓

Chapter 5

Art.	Title (from EUR-Lex)	Guide	Verified
43	Classification of asset-referenced tokens as significant asset-referenced tokens	—	✓
44	Voluntary classification of asset-referenced tokens as significant asset-referenced tokens	—	✓
45	Specific additional obligations for issuers of significant asset-referenced tokens	—	✓

Chapter 6

Art.	Title (from EUR-Lex)	Guide	Verified
46	Recovery plan	—	✓
47	Redemption plan	—	✓

Title IV — E-money tokens

Articles 48–58.

Chapter 1

Art.	Title (from EUR-Lex)	Guide	Verified
48	Requirements for the offer to the public or admission to trading of e-money tokens	—	✓
49	Issuance and redeemability of e-money tokens	—	✓
50	Prohibition of granting interest	—	✓
51	Content and form of the crypto-asset white paper for e-money tokens	—	✓
52	Liability of issuers of e-money tokens for the information given in a crypto-asset white paper	—	✓
53	Marketing communications	—	✓
54	Investment of funds received in exchange for e-money tokens	—	✓
55	Recovery and redemption plans	—	✓

Chapter 2

Art.	Title (from EUR-Lex)	Guide	Verified
56	Classification of e-money tokens as significant e-money tokens	—	✓
57	Voluntary classification of e-money tokens as significant e-money tokens	—	✓
58	Specific additional obligations for issuers of e-money tokens	—	✓

Title V — Authorisation and operating conditions for crypto-asset service providers

Articles 59–85.

Chapter 1

Art.	Title (from EUR-Lex)	Guide	Verified
59	Authorisation	—	✓
60	Provision of crypto-asset services by certain financial entities	—	✓
61	Provision of crypto-asset services at the exclusive initiative of the client	—	✓
62	Application for authorisation as a crypto-asset service provider	Guide ↗	✓
63	Assessment of the application for authorisation and grant or refusal of authorisation	Guide ↗	✓
64	Withdrawal of authorisation of a crypto-asset service provider	—	✓
65	Cross-border provision of crypto-asset services	Guide ↗	✓

Chapter 2

Art.	Title (from EUR-Lex)	Guide	Verified
66	Obligation to act honestly, fairly and professionally in the best interests of clients	—	✓
67	Prudential requirements	Guide ↗	✓
68	Governance arrangements	—	✓
69	Information to competent authorities	—	✓
70	Safekeeping of clients’ crypto-assets and funds	Guide ↗	✓
71	Complaints-handling procedures	—	✓
72	Identification, prevention, management and disclosure of conflicts of interest	—	✓
73	Outsourcing	Guide ↗	✓
74	Orderly wind-down of crypto-asset service providers	—	✓

Chapter 3

Art.	Title (from EUR-Lex)	Guide	Verified
75	Providing custody and administration of crypto-assets on behalf of clients	—	✓
76	Operation of a trading platform for crypto-assets	—	✓
77	Exchange of crypto-assets for funds or other crypto-assets	—	✓
78	Execution of orders for crypto-assets on behalf of clients	—	✓
79	Placing of crypto-assets	—	✓
80	Reception and transmission of orders for crypto-assets on behalf of clients	—	✓
81	Providing advice on crypto-assets and providing portfolio management of crypto-assets	—	✓
82	Providing transfer services for crypto-assets on behalf of clients	—	✓

Chapter 4

Art.	Title (from EUR-Lex)	Guide	Verified
83	Assessment of proposed acquisitions of crypto-asset service providers	—	✓
84	Content of the assessment of proposed acquisitions of crypto-asset service providers	—	✓

Chapter 5

Art.	Title (from EUR-Lex)	Guide	Verified
85	Identification of significant crypto-asset service providers	—	✓

Title VI — Prevention and prohibition of market abuse involving crypto-assets

Articles 86–92.

Art.	Title (from EUR-Lex)	Guide	Verified
86	Scope of the rules on market abuse	Guide ↗	✓
87	Inside information	—	✓
88	Public disclosure of inside information	—	✓
89	Prohibition of insider dealing	—	✓
90	Prohibition of unlawful disclosure of inside information	—	✓
91	Prohibition of market manipulation	—	✓
92	Prevention and detection of market abuse	—	✓

Title VII — Competent authorities, EBA and ESMA

Articles 93–138.

Chapter 1

Art.	Title (from EUR-Lex)	Guide	Verified
93	Competent authorities	—	✓
94	Powers of competent authorities	—	✓
95	Cooperation between competent authorities	—	✓
96	Cooperation with EBA and ESMA	—	✓
97	Promotion of convergence on the classification of crypto-assets	—	✓
98	Cooperation with other authorities	—	✓
99	Duty of notification	—	✓
100	Professional secrecy	—	✓
101	Data protection	—	✓
102	Precautionary measures	—	✓
103	ESMA temporary intervention powers	—	✓
104	EBA temporary intervention powers	—	✓
105	Product intervention by competent authorities	—	✓
106	Coordination with ESMA or EBA	—	✓
107	Cooperation with third countries	—	✓
108	Complaints-handling by competent authorities	—	✓

Chapter 2

Art.	Title (from EUR-Lex)	Guide	Verified
109	Register of crypto-asset white papers, of issuers of asset-referenced tokens and e-money tokens, and of crypto-asset service providers	—	✓
110	Register of non-compliant entities providing crypto-asset services	—	✓

Chapter 3

Art.	Title (from EUR-Lex)	Guide	Verified
111	Administrative penalties and other administrative measures	—	✓
112	Exercise of supervisory powers and powers to impose penalties	—	✓
113	Right of appeal	—	✓
114	Publication of decisions	—	✓
115	Reporting of administrative penalties and other administrative measures to ESMA and EBA	—	✓
116	Reporting of infringements and protection of reporting persons	—	✓

Chapter 4

Art.	Title (from EUR-Lex)	Guide	Verified
117	Supervisory responsibilities of EBA with respect to issuers of significant asset-referenced tokens and issuers of significant e-money tokens	—	✓
118	EBA crypto-asset committee	—	✓
119	Colleges for issuers of significant asset-referenced tokens and significant e-money tokens	—	✓
120	Non-binding opinions of the colleges for issuers of significant asset-referenced tokens and significant e-money tokens	—	✓

Chapter 5

Art.	Title (from EUR-Lex)	Guide	Verified
121	Legal privilege	—	✓
122	Request for information	—	✓
123	General investigative powers	—	✓
124	On-site inspections	—	✓
125	Exchange of information	—	✓
126	Administrative agreements on the exchange of information between EBA and third countries	—	✓
127	Disclosure of information from third countries	—	✓
128	Cooperation with other authorities	—	✓
129	Professional secrecy	—	✓
130	Supervisory measures by EBA	—	✓
131	Fines	—	✓
132	Periodic penalty payments	—	✓
133	Disclosure, nature, enforcement and allocation of fines and periodic penalty payments	—	✓
134	Procedural rules for taking supervisory measures and imposing fines	—	✓
135	Hearing of the persons concerned	—	✓
136	Review by the Court of Justice	—	✓
137	Supervisory fees	—	✓
138	Delegation of tasks by EBA to competent authorities	—	✓

Title VIII — Delegated acts

Articles 139–139.

Art.	Title (from EUR-Lex)	Guide	Verified
139	Exercise of the delegation	—	✓

Title IX — Transitional and final provisions

Articles 140–149.

Art.	Title (from EUR-Lex)	Guide	Verified
140	Reports on the application of this Regulation	—	✓
141	ESMA annual report on market developments	—	✓
142	Report on latest developments in crypto-assets	—	✓
143	Transitional measures	—	✓
144	Amendment to Regulation (EU) No 1093/2010	—	✓
145	Amendment to Regulation (EU) No 1095/2010	—	✓
146	Amendment to Directive 2013/36/EU	—	✓
147	Amendment to Directive (EU) 2019/1937	—	✓
148	Transposition of amendments to Directives 2013/36/EU and (EU) 2019/1937	—	✓
149	Entry into force and application	—	✓

Verbatim reproduction from the official text. These pages reproduce Regulation (EU) 2023/1114 word for word from the consolidated version of 9 January 2024 on EUR-Lex. Titles and text are taken directly from the official source; they are not legal advice. This is not an official publication — only the electronic edition of the Official Journal of the European Union is authentic (Council Regulation (EU) No 216/2013, Article 1(2)).